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Small business owners can get affordable Small Business Administration (SBA) loans through a network of lenders chosen by the government agency. A common misconception is that SBA loans are given by the…

With a regular mortgage, you make payments to a bank or other lender in order to acquire more equity in your home until, ideally, you have ultimately purchased 100 percent equity in…

Starting a small business is a difficult and lengthy process, but it can also be rewarding once you get your business off the ground. Most small business owners rely on small business…

While many consumers apply for credit cards to improve their credit history, misusing a credit card has the opposite effect. Easy credit card mistakes that harm your credit history include sending late payments…

Credit allows you to purchase goods, services and other items before you pay for them with your own money. It’s understood that you’ll gradually pay it off in small amounts over time….

There are many reasons to consider taking out a small business loan, and just as many options available when it comes to choosing the type of loan you want. You may have…

When you’re making a purchase at any major retailer or department store, the sales clerk will likely try to persuade you into opening a store credit card before you complete your transaction….

It is no secret that getting a university-level education in America is expensive. But just because you may not have enough money out-of-pocket to pay for tuition costs, it does not mean…

Cars are an integral part of our daily lives. We use them to get to work, school, the grocery store and even to see friends or family. However, cars are not a…